Find Clarity and Control in Your Retirement Through Wealth Preservation Expertise

You spent a lifetime building your wealth. Now it's time to adjust your strategy for retirement and achieve the clarity and control you deserve.
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Image of Michael Davis

Michael Davis

• Financial Advisor
• CFO Background
• Educator

"As a CFO, I saw firsthand the confusion and anxiety people had about their retirement. They'd ask, 'Am I going to run out of money? What do I do next?' Those questions planted a seed—these folks need help, they need guidance. Now I'm able to help solve those problems. And I've got to tell you, there's nothing like seeing the look on someone's face when I've given them a guideline, a blueprint for how their retirement is going to work. That's when they finally say, 'I don't have to worry about this anymore.'"

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Are You Dealing with These 3 Retirement Challenges?

The very strategies that helped you grow and build your assets during your working years could now be the ones that put your retirement at risk. Here are the top concerns we help clients overcome:

1

Running Out of Money

Is your plan optimized to give you peace that you will not run out of money in retirement? The fear of outliving your savings is a major concern. We create robust long-term retirement strategies to ensure you don't outlive your money.

Market Volatility & Portfolio Risk

You have less time to recover from a significant market downturn. Are you prepared for a significant market downturn? We implement volatility protection strategies to help safeguard your investments.

2
3

Rising Healthcare Costs & Long-Term Care

Are you prepared for unexpected healthcare expenses? Many retirees underestimate the impact of rising medical costs and long-term care needs on their retirement savings.

How We Help You

Everyone's situation is different. Whether you're coming into retirement with a little, or a lot, your concerns are unique to you. That's why we take the time to understand your story—not just your numbers, but your goals, your fears, your dreams for retirement. Then we build a strategy that actually fits your life, not some cookie-cutter template that fits nobody.

Secure Your Retirement Income

Retirement Planning

We craft a comprehensive plan that ensures you have enough income throughout retirement and never worry about running out of money.

Income Distribution Strategy

We create a blueprint for accessing your assets efficiently throughout retirement without unnecessary tax consequences.

Expense Management

Reviewing your current spend versus your retirement income reality to ensure alignment.

Minimize Your Tax Burden

Tax Mitigation Strategy

We use cutting-edge strategies like Roth conversions to dramatically reduce your tax burden, especially if you're a high net worth individual.

Advanced RMD Planning

Minimizing the tax burden of Required Minimum Distributions.

Roth Conversion Strategy

Analysis of the most effective timing and amount to convert to maximize tax efficiency.

Grow & Protect Your Wealth

Investment Management

We build a diversified portfolio aligned to your goals and risk tolerance, then adjust it as your life and markets change.

Portfolio Protection

Prioritizing growth that mitigates market downturns through volatility protection strategies.

Volatility Protection Strategies

We position your portfolio defensively to protect you from significant market downturns so you can withdraw with confidence in retirement.

Protect Your Legacy for Future Generations

Estate Planning

Working with your legal team to ensure asset titling aligns with your goals.

Tax-Efficient Legacy Planning

Structuring assets to minimize taxes for your heirs.

Estate Review

Working with your legal team to ensure asset titling aligns with your goals.

The 3-Step Plan for Retirement Success

1

Discovery Call

We want to hear your story and understand your situation. This is about discovering if we can actually help you—nothing more, nothing less.

2

Crafting Your Blueprint

We build your personalized strategy for wealth preservation, income distribution, and tax mitigation so you know exactly what your retirement looks like.

3

Protecting Your Future

We implement the plan and stay on top of it. As markets and life change, we adjust so your strategy keeps working for you.

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Our Team

Michael Davis

Michael Davis

Owner / Operator

"My number one goal is to help clients overcome their financial challenges and prepare them for a secure retirement."

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Michael Davis

Michael Davis

Owner / Operator

Professional

Michael Davis isn't just a financial advisor; he's someone who genuinely wants to help you conquer those money worries and build a secure retirement. Why? Well, for 15 years, he was a CFO, managing 401(k)s for employees at two different medical companies. He saw firsthand the confusion and anxiety people had about their futures, and it really stuck with him. Once his second company sold, Michael knew exactly what he wanted to do: switch gears, become a financial advisor, and guide folks through what can feel like a really complex maze.

He's got the chops, too. Michael earned his Bachelor of Science in Business Administration from the University of North Carolina at Chapel Hill. And to make sure he's fully equipped to help you, he's passed all the important industry exams: the SIE, Series 7, and Series 66. When you work with Michael, you're working with someone who truly understands the landscape.

Personal

Beyond the world of finance, Michael Davis is a pretty interesting guy with a lot of heart. Since 2010, he's been coaching AAU basketball, and it's more than just a hobby. It scratches that competitive itch he's had since his own playing days, but more importantly, it lets him be a positive male role model for kids, some of whom might not have a father figure. He's watched these players grow up from seventh graders to college grads, and then into adults with careers and families of their own. There's nothing quite like bumping into one of them years later and reminiscing about their time together – it's a special connection.

Staying active is big for Michael. You'll often find him out on a long walk with his two pups and his wife, Dawn, or hitting the health club four or five times a week. He's a creature of habit, and that same discipline he brings to his workouts, he applies to his business and how he helps his clients.

When they get a chance, Michael and Dawn love to travel. They're lucky to have both beautiful beaches and stunning mountains right there in North Carolina to explore, but they also enjoy venturing further afield to places like Maui or Turks and Caicos. You might even spot them at The Summit Church in Raleigh on Sundays. And if you're a sports fan, you should know Michael is a huge UNC Tar Heels fan and tries to catch as many games as he can. Fun fact: he even played JV basketball for Roy Williams back when Williams was just an assistant coach at UNC, right at the start of his incredible career!

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Bruce Larsen

Bruce Larsen

Licensed Tax Preparer
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Bruce Larsen

Bruce Larsen

Licensed Tax Preparer

Bruce is a practicing financial planner and licensed tax preparer.

  • Bruce has been in accounting for over 30 years, working a corporate controller, a financial advisor, and developer of tax planning software.
  • Tax Acuity is tax planning software, available only to advisors who Bruce has trained, that allows advisors to model various retirement income strategies, and the taxes associated with these strategies, for their
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Todd Bothwell

Todd Bothwell

CLU®, ChFC®, CLTC®
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Todd Bothwell

Todd Bothwell

CLU®, ChFC®, CLTC®

Todd started working in the financial services field over 45 years ago. He received his undergraduate degree in Business Administration at the University of Arizona and Masters in Business Administration
from the University of Phoenix. Throughout Todd's career he has focused on integrating life, long term care preservation solutions, retirement, and investment solutions for clients. Todd has worked as a District Manager for a major life and securities corporation, a Division Manager for a life insurance company and an Executive Vice-President for a New York City investment management company.

Todd was also adjunct professor at Oglethorpe University teaching the Certified Financial Planner curriculum.

Todd has worked for the Department of Defense to provide financial advice to Military Service members, both with the Air Force and Army.

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His company provides survivorship benefit planning, retirement planning, long term care and life insurance planning for Federal Employee's, Military Service Members and Civilians.

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Todd believes in continuing education and holds the Certified Long Term Care designation, the Chartered Life Underwriters and Chartered Financial Consultant® designations from American
College.

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Todd has been married to his wife Susan for 25 years and has 3 children and 7 grandchildren.

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Leslie Husarenko

Leslie Husarenko

Director of Client Services
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Leslie Husarenko

Leslie Husarenko

Director of Client Services

Leslie, as Director of Client Services, and a registered licensed agent, embracing the importance of her role consistently operating with the primary purpose of providing personalized service and excellence in everything she does for our clients.

Leslie has worked in the Financial Services Industry for 28 years.  Her diverse expertise brings a wealth of knowledge to effectively serve our clients as the primary account liaison.  Her strong understanding of financial services and financial consulting has made her an invaluable member of our team that’s built on four principal cornerstones: Integrity, Experience, Respect and Reliability.

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Lisa Martinez

Lisa Martinez

Case Design Advisor
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Lisa Martinez

Lisa Martinez

Case Design Advisor

Lisa has been in the industry for over 18 years. As a Business Development Advisors she helps advisors keep up with the changing market of annuity, life and asset-based LTC products and bring a wealth of product and case design concepts. She compares the many features and parts of each available product options, rates and riders in order to determine which vehicle is the best fit for the advisors clients.

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Overcome Financial Challenges. Prepare for Your Secure Retirement.

Ready to stop worrying about retirement? Please schedule a discovery call today!

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Email
mike@davisretirement.com
EMAIL
Call
919-880-3749
Call 919-880-3749
Location
Serving clients virtually coast to coast Based in Raleigh, North Carolina
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Any media logos and/or trademarks used on this website are the property of their respective owners and no endorsement by those owners of the advisor or firm is stated or implied. We are an independent financial services firm helping individuals create retirement strategies using a variety of insurance products to custom suit their needs and objectives.
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